Atlantic Bay Financing Options

At Atlantic Bay Mortgage Group, we pride ourselves on making the mortgage loan process quick and easy. With our Experienced team, we can assist you in finding the right mortgage and close on your loan in as little as 29 days.

For more information, to apply for a loan or speak with a Mortgage Banker click here.*note upon clicking this link you will be leaving this website.


With over 7 years of experience, I have the knowledge necessary to make your mortgage process smooth and painless. I specialize in Conventional, FHA, VA, USDA Rural Housing, VHDA, and FHA 203k Rehab Loans. I am a local lender that takes the time to explain the entire mortgage process and I work the file from start to finish, ensuring you always know what's going on and that your loan closes quickly and efficiently. Call me today to get prequalified so you can start the search for your new home!

Joel Balsley | Mortgage Banker | (540) 597-8877 | NMLS #210455

Atlantic Bay or Atlantic Bay Mortgage Group | NMLS # 72043 | 1611 E Main St Salem, Virginia 24153 | https://atlanticbay.com/joelbalsley/

* Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn about its products and your eligibility for such products. The featured lender has an affiliated business relationship with the featured real estate agent. You are under no obligation to use the featured lender for financing. All loans subject to income verification, credit approval, and property appraisal. Not a commitment to lend. Located at 600 Lynnhaven Pkwy, Suite 203, Virginia Beach, VA 23452